Statistics | | (In Lakhs) |
Sl. No. | Parameteres | 31.03.2022 | 31.03.2023 | 31.03.2024 |
1 | Share Capital | 6063.31 | 6567.88 | 7534.4 |
State Govt., | 1 | 1 | 1 |
Members | 1767 | 1778 | 1790 |
3 | Reserves | 2930.55 | 6439.44 | 7315.16 |
Free Reserves | 2596.32 | 3479.4 | 3083.52 |
Other Reserves | 334.23 | 2960.04 | 4231.64 |
4 | Own Fund | 8995.54 | 10371.04 | 11775.65 |
4 | Deposits | 88605.7 | 98875.95 | 106687.48 |
Low Cost | 36316.31 | 36910.26 | 42659.08 |
High Cost | 52289.39 | 61965.69 | 64028.4 |
5 | CD Ratio | 111.29 | 117.06 | 128.31 |
6 | Investment | 35373.19 | 41053.96 | 39686.78 |
SLR | 15400 | 16400 | 20078.8 |
Non-SLR | 19973.19 | 24653.96 | 19607.98 |
7 | Investment Deposit Ratio | 39.92 | 41.52 | 37.20 |
8 | Borrowings outstanding | 35352.08 | 47648.03 | 62670.4 |
APEX BANK- Refinance | 32200 | 45800 | 59973 |
Medium Term NFS | 3152.08 | 1848.03 | 2697.4 |
9 | Loans and Advances Issued | 97763.2 | 114371.24 | 130531.18 |
| Agriculture | 65275.61 | 76949.32 | 90112.82 |
| Non-Agriculture | 32487.59 | 37421.92 | 40418.36 |
10 | Loans and Advances O/s | 98611.56 | 115744.57 | 136888.34 |
| Agriculture | 67042.82 | 78601.39 | 89254.38 |
| Non-Agriculture | 31568.74 | 37143.18 | 47629.96 |
11 | Recovery % Overall | 94 | 95 | 96 |
Agriculture | 99 | 99 | 99 |
Non-Agriculture | 86 | 87.15 | 89 |
12 | Working Capital | 144562.6 | 169117.82 | 194793.10 |
13 | NPA % | 6.01 | 4.68 | 4.56 |
14 | CRAR % | 9.98 | 9.70 | 9.34 |
15 | Total Income | 8882.63 | 10559.28 | 12679.49 |
16 | Total Expenditure | 8108.59 | 9532.64 | 11910.12 |
17 | Net Profit/Loss | 774.04 | 1026.64 | 769.37 |
18 | Weighted Avg Yield on Assets | 7.15 | 7.59 | 7.62 |
a)Yield on Loans | 7.47 | 7.98 | 8.35 |
b)Yield on Investment | 6.10 | 6.17 | 6.92 |
19 | Weighted Avg Cost of Funds | 4.72 | 4.71 | 5.66 |
a)Cost of Deposits | 4.58 | 4.59 | 5.34 |
b)Cost of Borrowing | 5.02 | 5.04 | 6.41 |
20 | Financial Margin | 2.94 | 3.27 | 2.86 |
21 | Misc Income % to Working Fund | 0.28 | 0.24 | 0.29 |
22 | Cost of Management to Working Fund | 1.79 | 2.51 | 2.45 |
23 | Risk Cost % Working Fund | 0 | 0 | 0 |
24 | Net Margin | 0.73 | 0.95 | 0.72 |
25 | Productivity Per Branch | 5041.89 | 5932.27 | 6626.84 |
26 | Productivity Per Employee | 660.25 | 833.04 | 672.88 |
27 | Number of Employees | 252 | 235 | 325 |
28 | Salaries | 2197.73 | 2534.58 | 2542.52 |
29 | Salary Per Staff | 8.72 | 10.78 | 7.82 |
30 | Other Expenses | 899.13 | 1178.78 | 1541.79 |
31 | Interest Paid | 5011.73 | 5819.28 | 7825.81 |
32 | Branches | 33 | 33 | 33 |
38 | Audit classification | “A” | “A” | “A” |